Tuesday, November 8, 2011

Leadership, Please!

   As I follow the economic and political news, I see the Tea Party and I see the Occupy Wall Street factions... as the "outside edges" of our playing field.  I see the Left scream "Tax those rich fat cats!"  As the Right declares an "all out fight against Socialism" in our government.

I see a very predictable current administration, as well as a numbing "sameness" in the current GOP candidates.  It's a frustrating and tiresome, constant stream of blah, blah, blah from both sidelines in this game.  I suppose, on some level, that's OK, as it provides us with our coveted system of checks and balances.

Ah, but what I'm waiting for, or rather for whom I'm waiting... is a Game Changer!   Not an order taker, but a sales professional.  Not a play caller, but a Coach.  Not a manager, but a real, honest to God, Leader.  I'm looking for a Lincoln, Churchill, Jefferson, Kennedy, or Reagan.  I'm looking for a God fearing leader, who is not ashamed... or deterred by public opinion, regarding his or her relationship with our Creator.  I'm looking for that man or woman who can look us in the eye, assure us that it's going to be OK, take us by the hand... and LEAD us out of this mess and into something better than we've ever known before.

Someone who can instill the desire to serve, rather than the desire to work the system.  Someone who can speak clearly, without assessing blame.  Someone who can speak truth, without fear of reprisal.  Someone who knows how to both apologize and to forgive.  And please forgive me here for taking off my rose colored glasses... But someone who knows that in a world filled with evil and ill intent towards the US, that a powerful, efficient, effective, well equipped and trained military... is absolutely essential, without compromise.  Human nature will not be changing anytime soon.  I fantasize ideas such as "give peace a chance," yet I'm not sure how that plays in terrorist cells around the world.  Like it or not, the free world needs us to be strong and adaptable to the current chaotic global  situation...

I am reminded of the Colonel in Viet Nam... I was a green Lieutenant and a Platoon Leader with the 196th  Infantry Brigade.  We were on a lonely and foreboding hilltop, deep in the boonies, and our battalion was told to "dig in."  The Colonel came by to check our progress and I asked him, "Sir, just how dug in do you want us to get?"  In his wisdom (the man went on to become a 4 Star General and Commander of US Forces in Europe) he said, "Lieutenant, dig in like you'll be here for the rest of this war... but be ready to move out on a moment's notice!"  I got it.  That was leadership... Strong, yet flexible.  And so it gets said, it's easier to lead when the going is smooth.  Like this Colonel, we need a leader who can take decisive action, under extreme circumstances.  His leadership saved a lot of bacon...

The rules of the world have changed since our heyday in the 25 years after WWII.  We need a leader who can get off the status quo... adapt to the changes, as needed... and most importantly, create the changes required to assure our success for the coming generations.



Tuesday, October 18, 2011

Bank Short Sale Policy? ROFL!

BANKS REALLY CARE ABOUT YOU!  
WHAT?  THEY REALLY DO!

BANK SHORT SALE POLICY?  NOT!
""Market Value" is a perfect example of the lack of order... and one of the wild aspects of the short sale process. There's no set percentage of market value a bank is willing to accept. Each property, location, bank, and negotiator combination is different; and when you add in investors and Private Mortgage Insurance carriers to the mix,  you have even more chaos to consider."  (excerpted from a Trulia newsletter article, by by Sarah Stelmok)

And this is just the tip of the Titanic sinking sized iceberg.  In the background, I want you to imagine the words and melody of, "Nobody Knows The Trouble I See..."  We here in Flagler County, Florida are awash in a sea of short sales.  You'd think that by now, after five full years of dealing with this beast, the banks would have the deal down.  If you live in Palm Coast, Flagler Beach, or Bunnell (Zip Codes 32137, 32164, 32136, 32110), chances are good that there's a short sale on the market on your street.  Whether you're in the Western County, Seminole Woods, or Hammock Beach - it doesn't matter.  No economic sector is immune, as we have $45,000 short sales and $1,500,000 short sales.  


Here's my beef:  It doesn't matter if it's Wells Fargo, Bank of America, Sun Trust, etc.  There is no discernible policy...  EACH DEAL IS DIFFERENT.  Honestly, it seems as if they make it up as they go.  I will say that the smaller and more local the bank is - the better their policy!  When (and "if") they ever get it together, the short sale disaster will be over in less than two years.

Monday, October 10, 2011

Flagler Economic Advisory Council

(Posted on: October 4, 2011
on www.flaglercounty.org) 



County Seeking Volunteers For Economic Opportunity Council

Government Services Building

(Now that "Enterprise Flagler" is in the history books...)

A crucial part of Flagler County’s new plan for economic development is an eight member board of volunteers to guide a staff of professionals working on economic development in the county.
Volunteers with a background in business and two at large members will meet monthly to help create the next step in economic development for Flagler County. The Flagler County Commission is seeking six individuals with background in one of the following areas: Finance (investment banking or angel investment); agriculture; marketing; real estate (industrial park developer, general contractor, commercial realtor) and high tech business.
Interested individuals are asked to complete an application on line at www.FlaglerCounty.org, under advisory board vacancies. The application and supplemental information can be sent via email, fax or regular mail to Christie Mayer at (cmayer@flaglercounty.org) or call (386) 313-4094. 

Why read "Palm Coast Unplugged?"

"Palm Coast Unplugged" gives a "backstage pass" to locally focused Palm Coast, Flagler Beach, and Ormond Beach, Florida... Real Estate and other useful information:
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